Sunday, May 1, 2016


Are you feeling distressed today because you noticed the calendar just flipped into May and you feel the whole year is slipping away?  Take a deep breath and relax.  There's plenty of time to right your ship and sail in the direction of your dreams.  I'm answering your SOS call with some words of encouragement.  I found a solution to all my problems, most of them self-inflicted due to poor navigation skills.  Want to give it a try?

Call on Jesus.  He is the master of time.  He is the prince of peace.  He is your solution.  Your trials won't end but you will find comfort in every storm.  Hold his hand and you will able to walk on water.  Your maydays will be happy days.  In fact, every day will be a happy day.  Peace be with your Spirit.  Sail away.  Have a happy day.

Saturday, April 30, 2016

Your Best Response is Action

It usually starts with some kind of smug remark from the peanut gallery.  You know this group of naysayers well.  "You can't do that," they all say.  What made them experts?  You can waste your time debating with them or you can take action.  They can't argue with results.  Stun them.  Silence them.  Disperse them.  You have the power to stop the negative water cooler talk with one simple word – action.  Just do it.  Have a great day.

Friday, April 29, 2016

A Word About Patience

Remember how long it took for summer vacation to arrive when you were in school?  Or how time seemed to stop just before Christmas?  I know this feeling well.  But I don't want to wish anything away just to get to the finish line.  The journey is really what life is about.  I'm reminding myself of that today while living the final chapters of my next book.  Believe me, my patience is being tested.  Perhaps it's another lesson I need to learn.  I'm trusting the journey.  Thanks for staying on the road with me.  Have a great day.

Thursday, April 28, 2016

Live by Example

If a picture is worth a thousand words, consider how many pictures you're presenting the world today by your actions.  Are the examples you offer on the front cover of your life good enough to attract others?  My own story contains many chapters about falling down but it doesn't end there.  My focus is on getting back up.  If one person can learn to live a happier, more fulfilled life because he or she noticed something you did, no matter how small or insignificant you feel it may be, then perhaps you will understand the value of your contributions.  Just remember, everything you say pales in comparison to everything you do.  Choose your words carefully – choose your actions more carefully.  And if you need a good starting point, begin with your thoughts.  The voices inside my head are consistent.  Every morning they yell, "Get up, get back on your feet!"  That where my actions come from.  I call it living by example.  How about you?  Have a great day.

Wednesday, April 27, 2016

When Death is Your Opposing Pitcher

He's usually called in during the late innings of the game.  We all have to face him.  The only one I know who beat him walks on water.  What about the rest of us?  I'm going to write more on this topic because I believe too many of us are dealing with this sinister character prematurely.  It really should be the other way around.  We've made so many advances in medicine yet we seem to be getting sicker instead of healthier.  It's time to turn our game around and cheat death.

The will to win must be present if you're going to have any chance of extending your innings.  Learn how to foul off death's best pitches.  Look within. How are those arteries doing?  What about your cholesterol?  Can your heart survive the curve ball?  Death knows how to tempt you with that slider.  I'm talking about all those foods you know are killing you.  You only get three strikes and you're out.  It's up to you to stay in the game.  It's Spring and now is the time to prepare yourself for a new season.  Change your menu and keep death out of the game.  Have a great day.

Tuesday, April 26, 2016

Sink or Swim in a Sea of Dreams

My wife saw the dream first.  It was a different sort of dream.  She shared it with me.  My blinders were on.  Maybe that had something to do with fear.  Fear is like the weeds in your garden that take your eyes off your potential.  You can allow the weeds to thrive or you can get busy.  Action is required.  The first time my wife shared her garden dream it seemed too far away and my body was already weary from my trials.  The only way I could get there was to let go of all the anchors causing me to sink in the quicksand.  I was gasping for air.  She offered me a big stick and encouraged me to get back on my feet.  "We can do this together," she said.  Her dream became visible in her sparkling blue eyes.  I admired her self-confidence.  That's the moment when I believed.  I believed that two people who share a dream, no matter how far-fetched, can achieve that dream even when the rest of the world may be blind.  I'm living that dream now.  No more anchors.  No more fear.  It's refreshing to swim in a sea of dreams.  Have a great day.

Monday, April 25, 2016

How Your Automobile Can Serve as a Vehicle for Debt Relief

I'm celebrating the 200,000 mile mark on my odometer today and it's the second time I've reached this milestone.  Keeping my paid-off family vehicles on the road is an important part of my plan to live debt free.  The two mechanics responsible for this are Tony "Zoom Truggy" Montegna of Ramona, California, my hometown for twenty-two years, and Adam of ADA Auto Sales and Service of Williamsburg, my new hood.  Tony replaced the tranny in my '96 Honda with a rebuilt one just before I departed California four years ago and he told me there was a chance the rebuilt unit might not last.  That was 70,000 miles ago and the Honda is still going strong.  Adam changes the oil in my car every 5,000 miles and that's about it for maintenance.  Family car #3 was originally purchased new as a business vehicle in 2005 when we launched our Zoom Autos Magazine business.  Ford Motors was willing to take a chance on us financing our first five fleet vehicles but we needed six.  I volunteered to purchase my Ford Focus using personal funds.  Our beloved "Zoom Car" will reach 200,000 miles within the next twelve months.  It's a great relief to not have car payments and this goes a long way on the road to financial independence.

I would like to thank my sister and brother-in-law who engineered the car trade that helped two families.  We were searching for a reliable used car for our daughter who was headed to college and my nephew was interested in improving his tennis game.  We were a good match since we both happen to be left-handed.  Adam continued progressing with the help of the amazing Faila tennis family and we transplanted our Honda to Iowa.  I was shocked the day our car started at -34ยบ wind chill factor.

If you're searching for a vehicle that can bring you debt relief,  look no further than your garage.  It's not necessary to keep buying a new car every few years.  Instead, find a reliable mechanic and keep your oldie but goodie on the road.  Once you pay your car off, keep putting your allotted payments into a savings account and pay cash for your next used vehicle when it comes time to retire your family driver.  Have a great day.