Stardate 05.02.2026
My wife and I each keep a small “slush fund.”
Nothing fancy. Nothing official.
Just a little side pocket where tips, affiliate links, dog watching, and other odds and ends find a home. It’s not connected to our regular jobs. It’s our fun money. The kind you don’t feel guilty spending because it came from extra effort and small opportunities.
Over time, my personal slush fund quietly grew.
Not because I was trying to stockpile it. I simply wasn’t paying much attention to it.
Until now.
This week, I emptied the piggy bank.
Every dollar is going toward ordering author copies of all my books through Amazon. Authors get a generous break when ordering copies directly, though the tradeoff is the long wait for delivery. So I’m doing my best to think ahead — ordering early, planning carefully — so that when the books arrive, the proceeds can be maximized for the patients at our local children’s hospital.
It struck me how something that started as “fun money” quietly turned into “miracle money.”
Money that once might have gone toward gadgets, hobbies, or spontaneous purchases is now headed toward hospital rooms, coloring pages, and encouragement for children walking through hard days.
That shift didn’t feel like sacrifice.
It felt like alignment.
“Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.” — 2 Corinthians 9:7
Years ago, my wife and I were deeply influenced by Dave Ramsey and his encouragement to “live like no one else so later you can live like no one else.” That teaching helped us build discipline, structure, and intentionality with money.
I didn’t learn about slush funds from him. That was a little creative twist I added so we could preserve the integrity of the baby steps while still allowing room for fun and flexibility.
What I didn’t realize at the time was that this little system would one day become a pipeline for generosity.
A quiet reservoir waiting for a meaningful purpose.
If you don’t have your own version of a slush fund, you might consider it. Not as a budgeting tool. Not as a financial strategy.
But as a place where small blessings can collect until the right moment comes along to turn them into something bigger than you expected.
Today, mine is becoming miracles for children I may never meet.
And that feels like the best use of “fun money” I can imagine.
Join me here:
https://substack.com/@michaelmulliganlivelong
🖖 Captain’s Addendum
Spock raised an eyebrow. “Captain, it appears you have converted discretionary currency into humanitarian resources.”
Bones smirked. “Spock, sometimes the best medicine doesn’t come from a pharmacy.”
I’m learning that what seems small, saved quietly over time, can become something deeply meaningful when the moment is right.
May you live long and prosper.
Grateful for the chance to turn little things into big hope.
