Mr. ABC Mortgage banker is showing signs of stress today. I told myself the first hole on the virtual debt reduction course was going to be the hardest because I'm a rookie playing against one of the most challenging opponents of all times and my opponent knows my weaknesses. Debt reduction is serious business. I set up a 36 month plan to win financial freedom and previewed all the potential problem areas where I could easily get off course and fail early. That's why I put so much energy into hole number one. The first hole is like going to work on Monday. You may feel out of sync after a weekend of fun and the last thing you want to do is think about debt reduction. Where's the fun? The next weekend seems so far away on a Monday. I went to bed early on New Year's Eve to prevent the hangover at the start of the game. It's all mental. As Vince Lombardi says, "winning is a habit. Unfortunately, so is losing." I wanted my first two strokes of the game to come in at par and today I sunk the putt. Hole number one is complete.
Mr. ABC Mortgage banker hopes I will go back to my old ways soon before my winning habits become a permanent lifestyle. My goal is to keep improving as I go and not worry if I encounter unexpected challenges during the game. It just so happens that New Year's Eve, 2021, falls on a Friday. Yes, it seems really far away but I'm already thinking about how much fun that day is going to be for my wife and me if I don't give up on debt reduction. The only one with the hangover will be Mr. ABC Mortgage banker. Have a great day.
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