It looks like I'm going to finish the year the same way I started. Yep. There's going to be a December bogey in my game, Par for the Course. Financial fitness is no easy task. The goals I set at the beginning of the year were borderline impossible considering I set out to wipe out more than $100,000 of mortgage debt over 36 months playing a game I created to make debt reduction fun. The first five months of the year netted five bogeys. I made adjustments to my spending habits and made six pars in a row. This month I slipped but I'm feeling good about the next 24 months.
I have a feeling the average person would look at my scorecard and tell me there's no hope of winning in the allotted time. After all, not only do I need to average par over the next 24 months, I also need to account for those six months of bogeys. That means I need to master this game quickly and find a way to make a whole bunch of eagles by the end of December two years from now.
For those interested in Par for the Course, it's really about developing habits that promote living a debt-free life. I may not reach my goals on time but I'm going to get really close. Once that last payment is made I plan to enjoy a lifetime of eagles meaning zero debt and complete financial independence. I will share more about the game as I work on my skills. It's all about developing winning habits. Have a great day.
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