I've been working on a financial freedom plan since the beginning of January 2019. The idea is to get my monthly expenses in order so that I can get out of debt at an accelerated rate. I came up with a game to help me stay motivated called Par for the Course. If I fail to meet my monthly goal, I rate the month as a bogey. Hit the goal and I earn a par for the month. Exceed the goal and I record an eagle for the month. The first year was horrendous. I stayed with it, looking for ways to avoid the sand traps like the one I faced this month when our tax bill was due. I'm happy to report that this month marks the 5th month in a row where I scored par or better. The debt reduction game is actually starting to get exciting. I would like to thank those of you who offered me encouragement when I felt like a big loser. Debt reduction is possible if you're willing to change your spending habits. Have a great day.
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