I could blame the banks for their unwillingness to change the terms of my bloated mortgage. I could blame the IRS for charging penalties when I cashed in my retirement account to fund day-to-day expenses. I could even blame congress for teaching me it's okay to just borrow more when you're in a bind. Instead, I remember the words of John F. Kennedy. I remember where the greatness of this country comes from. Today I make this promise to myself, my family, and my country. From this day forward I will be a better example. Here's my pledge:
- I will no longer borrow money and live outside my means.
- I will cut out all unnecessary spending.
- I will ask "what can I do for this country?" and stop asking "what can this country do for me?"