Stardate 10.22.2025
Yesterday, two new teammates from our Midwest regional group stopped by my day job. One of them lingered after the meeting, curious about how our team continues to achieve such remarkable results. I told him about the many successful outcomes we’ve seen over the last 24 months—and his jaw nearly dropped.
Then the conversation took a more personal turn. I explained my deep aversion to credit card companies and added with a smile, “No offense—it’s nothing personal. In fact, the two of us might just become best friends.”
He leaned in, and I decided to share a piece of my story—one that would make even Dave Ramsey cringe. Years ago, I fell hard into the trap of debt. The “debt monster” had me in its grasp, and it took a long, painful climb to break free. But Dave Ramsey’s teachings—the baby steps, the budgeting, the discipline—saved me from debt prison and changed my life forever.
Experience is one of the best teachers. And now, my daily work involves something that would make most people in my position flinch: offering a co-branded credit card to members. Some might say that’s ironic. But to me, it’s redemption in motion.
I refuse to let bitterness dictate my future. I’ve learned to forgive—not just companies, but myself. If I let pride or prejudice cloud my purpose, the people I serve would suffer. By showing grace where there once was resentment, I’ve found peace, purpose, and perspective.
I’m thankful for the new people in my life who take time to listen. Who knows—these new teammates may become lifelong friends.
Have a great day, friends. Remember: your past can either anchor you down or launch you forward. The choice is yours.
Captain’s Addendum: Reflections from the Bridge
Spock: “Captain, it is only logical that forgiveness increases efficiency. Carrying resentment is a misuse of mental energy better allocated toward growth and understanding.”
Bones: “Blast it, Spock! You’re talking about a man’s heart, not a circuit board. Forgiveness isn’t just logical—it’s healing. It puts the humanity back into our mission.”
Michael: “You’re both right. Forgiveness is the bridge between what hurt us and what can heal us. When we learn to release the past, even the ‘debt monsters’ lose their power. Grace is what sets us free.”
Scripture for the Journey
“Be kind and compassionate to one another, forgiving each other, just as in Christ God forgave you.”
— Ephesians 4:32
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