Thursday, March 7, 2019
Your Attitude About Debt Affects Outcome
Imagine your creditors placed you on Alcatraz and convinced you there's no escape. They want you to believe debt is permanent. Leaving the island, they tell you, could lead to dangerous consequences such as being eaten by sharks. The problem with this is approach is that as soon as someone breaks free the rest of the world has hope. You're not on an island but your attitude may trick you into believing you're confined to a life with debt as your forever roommate.
For me, escaping Alcatraz is a game. I look to others before me who made it off the island intact for guidance. It really comes down to attitude. I know if I keep paddling I'm going to reach my destination. The real sharks are the credit card companies and they lose control when you gain debt discipline. Stop giving them your blood and give yourself a life of financial independence. Have a great day.
Wednesday, March 6, 2019
Parchment Paper a Big Hit
It was Mahi Mahi last night at our house and it never tasted better, thanks to my new baking method I discovered. I made a bed of asparagus and mushrooms with the Mahi Mahi on top and sealed it up in parchment paper. The flavors were all sealed up inside. We ate our dinner right out of the unsealed paper. There was no mess to clean up. This method of baking is so simple. I'll share more food ideas in future stories after I get some practice time. Have a great day.
Tuesday, March 5, 2019
I'm Parched
The French do it. The Italians do it. And soon I'm giving it a try. Last night I bought parchment paper based on a recommendation from a demo person who works at my day job. She told me she uses parchment paper for all her baking needs. I'll share more about my experience once I get in some practice time. I have a feeling this is going to be my new go to method for baking fish. I watched a couple of YouTube videos this morning to get an idea of how to raise the bar at Casa de Mulligan. Stay tuned for some cooking tips. Have a great day.
Monday, March 4, 2019
Teamwork
If you want to get things done, make sure you're surrounded by teammates who share your goals. There is no greater joy than being with others who work together to achieve dreams. This works for families, employees and sports. I feel like I hit the trifecta in each of these categories. One of the reasons my day job is so fun is because my teammates create an atmosphere that makes me feel like I'm playing instead of working and I get paid to be with them. They help me when I'm struggling. The time passes quickly.
Find something you believe in and join a team today. The more you help others, the more you will help yourself. Have a great day.
Sunday, March 3, 2019
Have You Listened to Your Gut Lately?
My gut has been telling me for a long time there's something wrong with our food supply. Unfortunately, I didn't listen and it cost me dearly. I paid the high price by consuming foods that gave my gut and the rest of my body some serious trouble. Premature death would have been highly likely. Family intervention saved me. I happen to be one of those stubborn people who don't like filling my body with prescription medicine but it looked like that was my only solution when my blood pressure spiked to dangerous levels several years ago while on a family vacation to Arizona. I thought my life as I knew it would change when my mother called my cousin, Dr. John Mulligan, to tell him we were headed to urgent care to get some pills. I was right. My life did change. Surprisingly, my cousin told me he had some ideas he wanted to try if I was willing to hold off on the pills for a while. His food experiment was exactly what my body needed. 45 days later I found my body had returned to normal. No more high blood pressure readings, no more dangerous cholesterol levels and no more excess body fat. My family doctor was astonished at my new lipid panel results.
People ask me why I never seem to get tired. My day job is fast paced. I attribute my high energy levels to my food program which mainly consists of fruits, veggies, nuts, beans and seeds. Even though I found the source of my health challenges, my gut is telling me I need to keep learning about why so many of my friends and family members are getting sick. Could it be the processed foods? Is the problem related to artificial ingredients or fertilizers? Do our bodies no longer tolerate many of our modern foods? Something is very, very wrong. My gut tells me to avoid almost everything on the shelves with labels and stick with natural foods. Eating like a caveman is becoming more appealing as each day passes. Listen to your gut. There's a reason it's crying out for you to skip that fast food joint on your way home from work. Have a great day.
Saturday, March 2, 2019
Your Key to Staggering Long-term Results
Long-term staggering results don't happen overnight. It's a series of little things, like five minutes of exercise. Moment by moment, your small daily improvements add up. I really like this approach because small changes are easier to implement. They allow you an opportunity to get some instant gratification without too much effort. You can build on your achievements and gain some inspiration to keep going.
Think about an area of your life that needs improvement and do something small today that will help you take a step in the right direction. Repeat this daily. Keep asking yourself, "what can I do today that will help me reach my goal?" Have a great day.
Friday, March 1, 2019
Debt Reduction Journey Gets Perilous
It's officially the third month of my mortgage reduction journey and this month is perilous thanks to three sets of upcoming taxes, a hefty increase in my homeowners insurance bill and a vacation. Even though the vacation is pretty much prepaid, I have a feeling something unexpected may happen. What sustains me is the view while I pause for a moment to look down and see how far I've climbed these last 60 days. I tapped into our emergency supplies to pay for a furnace repair during the coldest part of the season and rigged a temporary drain pipe to our shower to circumvent a frozen drain pipe for our washing machine. This saved money on a costly service call. Hopefully, the drain pipe will thaw out soon when the temperatures rise. If not, the repair can be deferred until the monthly budget smooths out.
Friends are asking why I'm so radical on my mortgage reduction goals. The way I look at it, the longer we wait, the more the banks win. Why not go big now and have more fun later? I want to win this debt reduction game and the best way I know how to achieve victory is to keep going no matter how intense the obstacles. Right now I need to mentally prepare myself to hold on for the next thirty-one days knowing I may not be physically able to claw out more than a few inches toward the goal. My insurance agent sent me a note with my latest quote telling me I dropped three tiers thanks to my auto accident last year and now it's time to pay the consequences of my ice capades. The good news is my insurance rates should be restored in two years. For me, it's all about the small victories. Have a great day.
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