Imagine you're on a road trip and you notice the temperature gauge approaching the red zone as you climb the mountains. Your stress levels increase and you feel butterflies in your stomach. It's the same feeling you get when you're not sure if you can handle the mountain of debt piling up from years of out of control spending. Ignoring that red light on the control panel won't make the problem go away. Eventually, you will find yourself stranded on the side of the road.
The best time to fix your financial radiator is right now. Check for leaks under the hood. Are you spending money on things you don't really need? Why not start stashing extra cash in a white envelope that you can tap into the next time you encounter a road hazard? Treat your finances like monthly car maintenance and don't put of necessary repairs. Plan ahead for emergencies. Pay as you go. Live within your means. You can stay on the road a long time with proper planning and a little bit of discipline. Have a great day.
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