Mrs. Caveman and I have one more step to climb on the debt free ladder in order to achieve financial independence – our mortgage. The challenge now is to avoid any slips that could lead to trouble while we focus on retiring our mortgage before we do. It takes discipline. I believe debt free living can be permanent if you stick to your goals and don't let any temptations get in the way.
If you find yourself stuck in debt, don't freak out. Just take it one step at a time. The best thing you can do today is decide you're paying cash from now on. Make your dollars stretch. Always make a list before you shop for groceries and stick to the list. Keep track of how you're spending your money every month and decide what you can live without. Keep climbing. Have a great day.
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